Newsletter: Fall-Winter 2009-10 | Keeping you informed about the Treasurer's Office of San Francisco
From the Office of Treasurer of the City and County of San Francisco

everyone is welcome
 Mayor Gavin Newsom, Treasurer José Cisneros and six San Francisco credit unions are pleased to announce Payday Plus SF, an alternative to high-priced payday loans. Through the Bank on San Francisco program, the City partnered with local credit unions to offer a low cost way to access short term, small dollar loans. With Payday Plus SF, borrowers can obtain $50 to $500, without high fees.
Bank on San Francisco, Everyone is Welcome
Just like commercial payday loans, Payday Plus SF provides quick and easy access to money at friendly neighborhood locations. But unlike those loans, you have the benefit of paying over time with lower fees (maximum 18% APR), building and improving your credit, opportunities to consolidate other loans and debts, and access to community-focused financial education and other resources.

Some of the key elements of these loans are as follows:
  • Minimum loan $50; Maximum loan $500
  • Interest up to 18% APR
  • Limit of 3 loans per year. Financial education may be required.
  • Loan must be paid in full before another advance
"With Payday Plus SF, an alternative to high-priced payday loans, borrowers can obtain 50 to 500 dollars, without high fees."

  The loans may be obtained at the following credit unions:

Mission SF Federal Credit Union
(415) 431-2268 3269
Mission Street
  Redwood Credit Union
(800) 479-7928
100 Van Ness Avenue
241 California Street
Northeast Community FCU
(415) 434-0738
683 Clay Street
288 Jones Street
29 Leland Avenue
  San Francisco Federal Credit Union
(800) 852-7598
770 Golden Gate Avenue
4375 Geary Boulevard
2645 Ocean Avenue
Patelco Credit Union
(415) 442-6200
156 2nd Street
1405 Noriega Street
65 Southgate Avenue (Daly City)
  Spectrum Federal Credit Union
(800) 782-8782
50 Beale Street

For more information on Payday Plus SF, call 2-1-1.

small business assistance center
Shop SF, Get More is a city-wide program that offers special discounts and promotions exclusively for residents of the nine Bay Area counties through January, 2010.

For instance, residents in the nine-county Bay Area will receive discounts on local attractions, hotels, museums, restaurants, shopping, tours/transportation and other services, when they show their ZIP code at participating merchants this season. It could be on a driver's license, business card or other proof of residence.

For more information, visit:

Brought to you by the Office of the San Francisco Treasurer and Tax Collector
  Business Registration Deadline
The 2010-2011 Business Registration Renewal and 2009 Payroll Expense Tax Filing will be mailed to all San Francisco businesses on file by late-January 2010 and is due by February 28, 2010. If you do not receive your registration renewal information by January 31, 2010, please contact (415) 554-4400.

There are some significant changes in the payroll tax law due to the passage of Proposition Q. Effective January 1, 2009, the exemption from the Payroll Expense Tax is increased and granted to business entities whose annual San Francisco taxable payroll expense does not exceed $250,000. In addition, Proposition Q extends the Payroll Expense Tax to all compensation for personal services paid to owners of partnerships, LLPs, LLCs, and S Corporations. You may visit the Treasurer's Office website for additional information.

The Treasurer's Office is proud to be working with the U.S. Census Bureau in promoting the important upcoming 2010 U.S. Census. During these difficult economic times, it is increasingly vital that all San Franciscans be accurately counted and represented. In addition to determining the number of seats each state has in the U.S. House of Representatives, the data collected by the census also helps individual communities receive more than $400 billion in federal funds each year for things like:
  • Hospitals
  • Job training centers
  • Schools
  • Senior centers
  • Bridges, tunnels and other public works projects
  • Emergency services
In March of 2010, census forms will be delivered to every residence in the United States and Puerto Rico. Recipients should answer the 10 short questions and then mail the form back in the postage-paid envelope provided. Those who don't mail the form back may receive a visit from a census taker, who will then ask the questions from the form. Any personal data you provide is protected under federal law.

For more information, visit the Treasurer's census link at: